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HOT HOT HOT is the market in San Diego for those sellers who are deciding to sell.  Multiple offers, over bidding, low rates still and even high priced cash offers - pushing prices up and creating a desired outcome for many sellers is what I am seeing. 

If you want to know what your home is worth today you may be surprised to find it is much more than you anticipated and possibly that means it is the right time for you to sell.

Call me today for a free comparable analysis of your homes value - 858.414.1617,0,47,0"> name="movie" value="" />" />" bgcolor="#FFFFFF" flashVars="videoId=2130151522001&playerID=993030468001&playerKey=AQ~~,AAAAzBtBmCE~,gKfMMlGoPZLgR3Rlqemi20EQFlC4zgzO&domain=embed&dynamicStreaming=true" base="" name="flashObj" width="480" height="315" seamlesstabbing="false" type="application/x-shockwave-flash" allowFullScreen="true" allowScriptAccess="always" swLiveConnect="true" pluginspage="">>

San Diego Housing prices have gone up 22% in 2012 with still extremely low interest rates, the market has turned so don't get left behind - BUT if you need more reasons to buy how about some feel good reasons to get you off the fence?  Check it out if you really need more motivation!


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Big news for struggling homeowners who have been considering a short sale as news of the Mortgage Debt Releif extended for one more year will offer tax relief!


The "fiscal cliff bill" passed by Congress January 1 included a provision to exclude borrowers from paying taxes on debt forgiven through a short sale, foreclosure, or loan modification.

Known as Mortgage Debt Relief Act of 2007, the act was scheduled to expire December 31, 2012, but received an extension for another year.

Industry experts and political leaders from all sides expressed support for extending the act.

In November, 41 state attorneys general wrote a letter urging U.S. House and Senate leaders to extend the act, arguing not extending the act would take away from the effectiveness of the national mortgage servicing settlement.

Through the settlement, state and federal officials reached an agreement with five of the largest servicers to provide mortgage relief over charges related to foreclosure practices.

As of September 30, a report from settlement monitor Joseph Smith found servicers provided 21,833 borrowers with $2.55 billion in relief through first lien principal reduction modifications, which averages to about $116,929 in debt forgiveness for each borrower.

If the act did not receive an extension, borrowers who received relief in the form of forgiven debt would be liable to pay taxes on the debt.

The Center for Responsible Lending and the Financial Services Roundtable also wrote letters asking Congress to extend the act.

Deadline is Monday for foreclosure review for those who were in foreclosure in 2009 and 2010 - if you received a notice of possibly being eligibility for compensation read more here.

With the holidays upon us no better time than now to make sure you replace the batteries in your smoke detectors!


What can YOU do to Protect yourself as a homeowner from any changes being made to the Mortgage Interest Deduction? Think this does not affect you? Think again - Click here and take a CALL to ACTION!